Course Videos
In this section, you will find a series of short videos to help you learn each topic step by step. Start with the first video at the top and work your way down in order. Take your time, pause when needed, and think about how each idea connects to real life. When you finish all the videos, click on Course Notes to continue your learning journey.
COURSE NOTES
Module 1: Spending and Saving
1.1
Make a Plan for Spending and Saving
In module 1.1, you will build important money skills by learning how to track your spending and use simple tools to manage money wisely. You will learn about different household expenses and ways people earn money, helping you understand how money comes in and goes out. You will also practice financial math by calculating sales tax and explore smart ways to spend less and save more. Along the way, you will learn how taxes help pay for things like schools, roads, parks, and other public services. This module will help you build strong money habits, make smarter financial decisions, and use financial skills in real life.
1.2
Create a Way to Keep Track of Your Money
In module 1.2, you will build real world banking and money management skills by learning how to read and monitor a personal savings account statement. You will learn how to understand deposits, withdrawals, balances, and interest earned, helping you see how money grows and changes over time. You will also practice spotting mistakes, tracking spending habits, and checking account activity regularly to help stay in control of your money. This module will help you become more confident with banking, build smart financial habits, and prepare you to manage money responsibly in today’s digital world.
1.3
Learn How to Use Different Ways to Pay
In module 1.3, you will build important money skills by learning how banks and credit unions help people safely store and manage their money. You will explore how different payment methods like checks, debit cards, gift cards, and credit cards are used in real life and learn when and why people use them. You will also practice financial math by checking the total cost of purchases with multiple items and calculating the correct amount of change after paying. This module will help you feel more confident handling money, making smart payment choices, and using money responsibly in everyday situations.
1.4
Use Smart Skills for Spending and Saving
In module 1.4, you will learn how to make smart spending and money decisions by comparing prices for the same item in different places to find the best value. You will practice making thoughtful choices by thinking about things like cost, quality, and what you really need before buying something. You will also explore how advertising, social media, friends, and peer pressure can influence the way people spend money. This module will help you become a more confident and responsible consumer who can make smarter money decisions in everyday life.
Module 2: Credit and Debt
2.1
Understand the Pros and Cons of Different Types of Credit
In module 2.1, you will build important money skills by learning how credit and borrowing work in real life. You will explore why some people choose to pay for things over time instead of paying all at once. You will learn about the advantages of using credit, such as convenience, as well as the risks, like interest charges and debt. You will also discover how credit cards work and why using one means borrowing money that must be paid back later. Along the way, you will learn how overspending can create money problems and make it harder to stay in control of your finances. This module will help you make smarter financial decisions and learn how to use credit responsibly.
Module 3: Employment and Income
3.1
Explore Different Jobs and Career Options
In module 3.1, you will explore careers, jobs, and businesses to better understand how people earn money and build financial stability. You will learn how different jobs require different skills, training, and tools, and discover how your interests, talents, and knowledge can help shape future career choices. You will also research careers that interest you and connect what you learn in school to real world opportunities. Along the way, you will explore how entrepreneurs start businesses to help customers while earning income. You will also learn that owning a business can involve risks, such as not making enough money to cover costs. This module will help you build career awareness, think like an entrepreneur, and better understand how people earn income in the real world.
3.2
Compare Different Ways People Earn and Receive Money
In module 3.2, you will learn about different ways young people can earn money through chores, small services, and community opportunities. You will explore the difference between a wage and a salary and learn how people are paid in different types of jobs. Through real world examples, you will see how effort, time, and skills are connected to earning income. This module will help you build important financial literacy skills and create a strong foundation for learning more about jobs, careers, and money in the future.